Home upgrades like siding replacement, window installation, or door improvements can improve your home’s value and efficiency. If the upfront cost feels out of reach, there are financing options that can help you move forward without putting off the project.
Most homeowners don’t have thousands of dollars readily available for large renovations. Financing provides a way to manage costs over time while still getting the work done when you need it.
How Much Do Home Improvements Really Cost?
When you’re replacing a full house of siding, you’re likely investing tens of thousands of dollars. Even smaller homes can come with high price tags for major upgrades. Most homeowners don’t have that kind of money ready to go, and that’s completely understandable. That’s why we’ve made financing a core part of what we offer—to make your project more accessible from the start.
What Financing Options Are Available?
We offer a wide range of financing options to match different needs and preferences. Here’s what you can expect when you work with us:
1. Promotional Financing
We provide deferred interest financing, which gives you more flexibility upfront. This option allows you to start your project now and delay payments or interest for a set period.
2. Traditional Term Loans
If you prefer fixed monthly payments, our traditional term financing may be a better fit. These loans come with simple interest and let you spread the cost out over a few years—similar to how a car loan works.
3. Prepayment with No Penalties
With all of our financing options, you can prepay at any time without penalties. The faster you pay off your balance, the less interest you’ll owe.
Interest Rates: What to Know
We’re Not the Bank
One question we get a lot is: “What’s the interest rate?” The honest answer is—we don’t set them. We’re not the bank. We don’t make money from your financing. Our job is to install siding, windows, and doors. The interest rate comes directly from the lender, and you’ll receive the best rate they offer. We’re simply here to connect you with them and make the process easy.
In-Home Financing with No Extra Fees
We can walk you through all your financing options right in your home. You don’t need to worry about title searches, appraisals, or origination fees. It’s a fast, simple way to get everything lined up—so you can focus on the project instead of the paperwork.
Using Your Own Financing? No Problem
Some customers already have a home equity line of credit or prefer to use personal funds. That works just as well. Whether you’re pulling money from your bank account, our financing partners, or even a combination, we’re happy to move forward with whatever works best for you.
Accepted Payment Methods
Not planning to finance? We also accept:
- Half down at signing
- Balance on completion
- Visa, MasterCard, and other credit cards
We’ve also had customers use a mix of payment methods—for example, putting down a portion in cash and financing the rest. We’re flexible.
Choose Terms That Fit Your Budget
Just like a vehicle loan, our home improvement financing terms are flexible:
- Pay off the loan in one year
- Spread it out over five years
- Choose a schedule that matches your needs
And remember—no prepayment penalties. That gives you the freedom to pay faster and save money.
Why Choose Thermal King?
We’re committed to helping you get the best results inside and out. That’s why we make the financing part just as simple as the installation. Whether it’s new windows, a patio door, or a full house of siding, we’re ready to help you bring your home improvement plans to life.
In Summary
If you’re wondering whether there are financing options for home improvement projects, the answer is yes—absolutely. We offer flexible plans with no hidden fees, competitive interest rates through trusted lenders, and simple in-home application support to make the process smooth. Plus, there are no penalties for paying early, and we accept a range of payment methods including cash, card, or a mix of both.
Contact us today to schedule a consultation and explore the right solution for your next home project.
